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Debt Hope: Down and Dirty Survival Strategies (My Hope Series) | 
 enlarge | Author: Mark S. Hankins
Publisher: Recovery Press
Category: eBooks
(as of 9/7/10 07:53 PDT - Details)
This item is no longer available
Rating:  9 reviews
Sales Rank: 202936
Format: Kindle Book
Media: Kindle Edition
Edition: 1.03.04
ASIN: B002ZRQJ0Q
Publication Date: December 3, 2009
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Product Description
The official e-book of the Debtors' Revolution. Revised and updated with 140+ pages of inside information and actionable strategies. 214 footnotes and other references hyperlinked to source material on the web. Ann Minch says "You Need This Book!"
Insider Secrets in my book:
* How creditors improperly use certain forms of leverage to try to collect from you long after they are legally allowed to.
* How collectors can get their names on your credit reports even when they are no longer allowed to have information listed there.
* Dirty tricks creditors use to get around the statute of limitations.
* Why using the statute of limitations to defend against a creditor should be the last resort.
* Why paying a collector everything they want doesn't guarantee you won't be returned to for the same debt again and again-and what to do about it.
* How collectors try to "manufacture" proof you owe them a debt.
* Why past trouble with a bank account means you must be extremely careful who you order checks from.
* Why you may not be in the clear even after a judgment against you has expired.
* Which states turn public officials trying to help a creditor collect from you into a profit center by giving them a percentage.
* Why depositing a $1.55 check can cost you everything in your bank account.
* Debtor's prison is a relic of history-or is it?
* Which states' judgments continue carrying whatever outrageous interest the creditor was charging you.
* How a creditor can file bankruptcy for you-and why they're wary of doing it.
* What to do after you pay a judgment, and why you may want to delay doing it.
* Credit card offers you should never, ever accept.
* How turning eighteen can put you suddenly deep into debt.
* Why your parent's nursing home stay can mean you owe debt you never signed for.
* You've been foreclosed on ... now you owe a mortgage deficiency ... or do you?
* How to research a collector who is trying to collect from you so that you know their weak points.
* How to settle a debt ... even when the other side hasn't agreed to it.
* Why some debts can never be sued on, while others have a shorter statute of limitations than you would otherwise think.
* Which kinds of businesses aren't going to help you at all with your debt problems.
* The obsolete trick to avoiding debt problems that can get you branded a terrorist.
* How one of the country's biggest collectors tried and failed to outsmart his own industry-with deadly consequences.
* Why banking out of the country can be disastrous and where you can safely bank in the country.
* How creditors illegally scrawl on bankruptcy's "clean slate."
The American middle class is being destroyed by credit card debt. As of December 2009 we are looking at 11% or better chargeoff rates overall through Summer 2010 according to Moody's and Fitch. Debtors need to know how to get through the pandemic of ratejacking and fee harvesting that the major credit card banks are using to shore up their sagging balance sheets. If you can't pay, you need to know what's coming and how to handle it. Bankruptcy is harder to use and provides less relief than it once did. To protect yourself and your family when you have defaulted debt in your life you need to understand who you're going to come in contact with and how to handle them.
Where other books are 90% polemic and 10% practical solutions, this book provides key information regarding the industry, its tricks, traps and vulnerabilities. It's what you need to know before you head into the rapids.
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| Customer Reviews:
Showing reviews 1-5 of 9
 Debt Hope Survival Strategies December 8, 2009
Geoffrey Gordon (Odessa, FL)
4 out of 5 found this review helpful
Mark's book is very timely and also practical for today. If you are experiencing financial distress, I highly recommend this book. It is not just another pie in the sky financial help book. He gets down and dirty to help the common person find a solution to their serious debt problems. More than a book, it is an investment.Debt Hope: Down and Dirty Survival Strategies
Wonderful December 8, 2009
Rebecca Grove (Big Rapids, MI USA)
4 out of 5 found this review helpful
This book has greatly helped me understand the way that the whole system works, and who really benefits from the entire credit and banking system that we have place here in America (it's not me, the consumer.) Its extremely important for people to know the truths and misinterpretations of the laws and loop holes that are present and the rights of the consumer in any of the described given situations. This book goes into detail about how to take your life back and get on top of the debt situation, and most importantly, that you aren't alone and you aren't helpless.
Timely work for a country in credit crisis December 24, 2009
C. Paynter
2 out of 3 found this review helpful
This book has proven helpful to me several times recently. It is full of useful information from cover to cover......I'm sure the credit industry and banks are NOT pleased that a tool like this is in the hands of the average American who has debt.
With all the commercial types of debt counseling and credit relief scams, it nice to have a level view of the playing field.....And this book provides that view.
A no-nonsense approach! December 26, 2009
A. S. Minch (CA)
2 out of 3 found this review helpful
Unlike some reviewers here, I have actually read this book. It delivers a no-nonsense rundown on what to expect from creditors, the court system and how you can use the facts to your advantage. I've heard of "programs" that promise to help you get out of debt, lower rates, etc. They charge upwards of $500 or more when you can get the same info from this book for under 30 bucks.
A must read for anyone with Credit - even if you are not in any trouble! January 5, 2010
gymjulie (Tampa, FL United States)
1 out of 2 found this review helpful
Knowledge is power - and this book gives you the knowledge you need to deal with the "big guys". Whether you have credit issues or not, this book is a must have for your library! Knowing how the game is played levels the playing field for you and strengthens your ability to come out ahead!
I have read other books on the topic, and they are mostly re-iterating the basic information that I already know. This book goes deeper - much much deeper- than any other book on the market and gives you strategy after strategy, tool after tool to use and to HELP you out!
Instead of paying an attorney hundreds if not thousands of dollars, spend a few bucks and purchase this book Debt Hope: Down and Dirty Survival Strategies (My Hope Series)to gain the knowledge to help yourself!
Showing reviews 1-5 of 9
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